Rukisha is the CPF Group digital lending solution that enables customers access credit, facilitate merchant payments with the aim of promoting pension savings among across the country.
SAYS refers to Save as you spend. SAYS is a saving concept for CPF M-pension. The other savings products are planning wallets for the member. The funds will be credited to the SAYS Education, Medical & Holiday wallets. The solution seeks to promote high culture of pension savings and planning / budgeting for the normal household needs like education, health, medical care, holiday. In every transaction made, there is pension saving. A range between 2% and 30% is set to select on the percentage to save. (2% default is pre-set).
We should use Rukisha because it seeks to promote high culture of pension savings, access diaspora services, make payments as well as save as you spend as you conveniently transact within the wallet.
Rukisha loans are accessible to employed individuals, credible institutions and partnered organizations
Through the Rukisha wallet, you can perform several functions
Rukisha has other defined sub wallets which encourage savings towards medical, education and Holidays. Select the sub-wallet you want to save towards, opt in and you will save automatically as you save towards your Pension.50% of the selected savings range amount will go to your pension savings and 50% towards the selected sub-wallets.
Through the Rukisha app/ myaccount.rukisha.com one can save towards the pension by.
Rukisha has card capabilities that allows diaspora customers to: - Allows use of international cards VISA/ MASTERCARD/ AMEX etc
For a chama that is onboarded into the Rukisha Platform, members will easily make their contributions as well as use the platform to transfer funds to other chama members conveniently.
A merchant can use the Rukisha platform to make payments to another merchant when paying for goods and services as well as save for pension as they make transactions Through Rukisha a merchant can pay employees through the platform, and this saves cost and its efficient.
M-pension is a flexible personal retirement plan designed to guarantee a dignified and fulfilled life The benefits include -
Rukisha is committed to protecting your privacy and security. We have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Rukisha advances solutions uses your ID to ensure your account belongs to you. We understand that this is very sensitive information and take our customer privacy very seriously.
Please read our terms and conditions